Call reports 2007
UNITED COMMUNITIES NATIONAL BANK — 2007
What UNITED COMMUNITIES NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 325,385,000 |
| Total loans | 267,787,000 |
| Allowance for loan losses | 2,504,000 |
| Securities available for sale | 36,728,000 |
| Securities held to maturity | 13,000 |
| Trading assets | 0 |
| Total deposits | 242,472,000 |
| Interest-bearing deposits | 214,873,000 |
| Noninterest-bearing deposits | 27,599,000 |
| Equity capital | 25,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 5,438,000 |
| Interest expense | 2,475,000 |
| Net interest income | 2,963,000 |
| Noninterest income | 748,000 |
| Noninterest expense | 1,853,000 |
| Provision for loan losses | 120,000 |
| Pretax income | 1,738,000 |
| Income tax | 572,000 |
| Net income | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 25,884,000 |
| Total capital | 28,388,000 |
| Risk-weighted assets | 246,609,000 |