Call reports 2016
SCOTTRADE BANK — 2016
What SCOTTRADE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 15,930,498,000 | 16,022,016,000 | 16,606,362,000 | 16,964,603,000 |
| Total loans | 2,980,161,000 | 3,262,164,000 | 3,535,702,000 | 3,993,208,000 |
| Allowance for loan losses | 15,954,000 | 17,169,000 | 18,787,000 | 21,084,000 |
| Securities available for sale | 11,883,583,000 | 11,675,825,000 | 11,932,375,000 | 12,284,629,000 |
| Securities held to maturity | 671,330,000 | 660,869,000 | 647,632,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,627,168,000 | 14,666,737,000 | 15,215,999,000 | 15,657,959,000 |
| Interest-bearing deposits | 14,580,543,000 | 14,616,383,000 | 15,160,106,000 | 15,600,131,000 |
| Noninterest-bearing deposits | 46,625,000 | 50,354,000 | 55,893,000 | 57,828,000 |
| Equity capital | 1,243,076,000 | 1,296,794,000 | 1,353,124,000 | 1,247,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 82,647,000 | 168,384,000 | 258,550,000 | 351,423,000 |
| Interest expense | 25,865,000 | 52,190,000 | 80,327,000 | 108,998,000 |
| Net interest income | 56,782,000 | 116,194,000 | 178,223,000 | 242,425,000 |
| Noninterest income | 1,499,000 | 2,769,000 | 4,491,000 | 6,292,000 |
| Noninterest expense | 18,087,000 | 35,953,000 | 53,869,000 | 72,124,000 |
| Provision for loan losses | 2,075,000 | 4,275,000 | 7,025,000 | 10,105,000 |
| Pretax income | 42,182,000 | 85,844,000 | 133,070,000 | 152,265,000 |
| Income tax | 1,924,000 | 3,913,000 | 6,062,000 | 7,070,000 |
| Net income | 40,258,000 | 81,931,000 | 127,008,000 | 145,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,233,642,000 | 1,247,815,000 | 1,274,892,000 | 1,276,680,000 |
| Total capital | 1,249,718,000 | 1,265,118,000 | 1,293,836,000 | 1,297,904,000 |
| Risk-weighted assets | 5,246,068,000 | 5,251,947,000 | 5,295,971,000 | 4,915,317,000 |