Call reports 2015
SCOTTRADE BANK — 2015
What SCOTTRADE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,111,724,000 | 15,825,439,000 | 15,800,055,000 | 15,787,020,000 |
| Total loans | 2,701,735,000 | 2,749,772,000 | 2,790,231,000 | 2,875,442,000 |
| Allowance for loan losses | 12,360,000 | 12,473,000 | 13,618,000 | 14,400,000 |
| Securities available for sale | 12,537,723,000 | 11,823,950,000 | 11,659,725,000 | 11,747,978,000 |
| Securities held to maturity | 682,093,000 | 674,804,000 | 684,769,000 | 677,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,408,491,000 | 14,380,093,000 | 14,483,991,000 | 14,557,785,000 |
| Interest-bearing deposits | 15,328,769,000 | 14,310,943,000 | 14,440,375,000 | 14,511,584,000 |
| Noninterest-bearing deposits | 79,722,000 | 69,150,000 | 43,616,000 | 46,201,000 |
| Equity capital | 1,507,744,000 | 1,419,455,000 | 1,287,124,000 | 1,178,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 85,004,000 | 166,032,000 | 248,976,000 | 332,372,000 |
| Interest expense | 26,743,000 | 53,043,000 | 79,047,000 | 105,105,000 |
| Net interest income | 58,261,000 | 112,989,000 | 169,929,000 | 227,267,000 |
| Noninterest income | 614,000 | 1,812,000 | 3,330,000 | 4,936,000 |
| Noninterest expense | 19,908,000 | 41,227,000 | 62,634,000 | 76,982,000 |
| Provision for loan losses | 550,000 | 1,244,000 | 2,794,000 | 3,669,000 |
| Pretax income | 47,175,000 | 82,333,000 | 130,560,000 | 174,454,000 |
| Income tax | 2,154,000 | 3,756,000 | 5,950,000 | 7,957,000 |
| Net income | 45,021,000 | 78,577,000 | 124,610,000 | 166,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,273,238,000 | 1,241,193,000 | 1,212,226,000 | 1,232,284,000 |
| Total capital | 1,285,598,000 | 1,253,871,000 | 1,226,055,000 | 1,246,870,000 |
| Risk-weighted assets | 5,239,304,000 | 4,990,196,000 | 5,050,320,000 | 5,190,222,000 |