Call reports 2014
SCOTTRADE BANK — 2014
What SCOTTRADE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 19,723,174,000 | 19,560,381,000 | 19,258,105,000 | 17,735,467,000 |
| Total loans | 2,052,020,000 | 2,234,800,000 | 2,442,775,000 | 2,597,237,000 |
| Allowance for loan losses | 8,183,000 | 9,559,000 | 10,818,000 | 11,936,000 |
| Securities available for sale | 16,315,898,000 | 15,978,636,000 | 15,607,119,000 | 14,070,721,000 |
| Securities held to maturity | 736,178,000 | 690,296,000 | 684,014,000 | 677,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,343,749,000 | 18,045,458,000 | 17,747,805,000 | 16,275,580,000 |
| Interest-bearing deposits | 18,296,008,000 | 17,992,461,000 | 17,708,765,000 | 16,201,439,000 |
| Noninterest-bearing deposits | 47,741,000 | 52,997,000 | 39,040,000 | 74,141,000 |
| Equity capital | 1,344,345,000 | 1,488,540,000 | 1,481,254,000 | 1,432,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 90,687,000 | 174,606,000 | 262,660,000 | 348,880,000 |
| Interest expense | 29,134,000 | 58,666,000 | 88,040,000 | 116,351,000 |
| Net interest income | 61,553,000 | 115,940,000 | 174,620,000 | 232,529,000 |
| Noninterest income | 231,000 | 563,000 | 1,092,000 | 1,953,000 |
| Noninterest expense | 16,273,000 | 33,082,000 | 44,102,000 | 60,916,000 |
| Provision for loan losses | 810,000 | 2,335,000 | 3,650,000 | 4,810,000 |
| Pretax income | 46,914,000 | 89,578,000 | 138,281,000 | 184,466,000 |
| Income tax | 0 | 0 | 6,287,000 | 8,386,000 |
| Net income | 46,914,000 | 89,578,000 | 131,994,000 | 176,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,298,292,000 | 1,339,391,000 | 1,368,740,000 | 1,300,317,000 |
| Total capital | 1,306,475,000 | 1,348,950,000 | 1,379,558,000 | 1,312,253,000 |
| Risk-weighted assets | 5,829,236,000 | 5,864,725,000 | 5,988,757,000 | 5,782,737,000 |