Call reports 2002
HERNANDO COUNTY BANK, THE — 2002
What HERNANDO COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,401,000 | 47,427,000 | 48,412,000 | 49,490,000 |
| Total loans | 34,561,000 | 36,000,000 | 37,494,000 | 38,110,000 |
| Allowance for loan losses | 164,000 | 173,000 | 181,000 | 190,000 |
| Securities available for sale | 3,493,000 | 3,578,000 | 3,660,000 | 3,546,000 |
| Securities held to maturity | 1,097,000 | 1,044,000 | 1,002,000 | 816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,673,000 | 43,519,000 | 44,302,000 | 45,742,000 |
| Interest-bearing deposits | 33,289,000 | 33,098,000 | 34,646,000 | 36,135,000 |
| Noninterest-bearing deposits | 10,384,000 | 10,421,000 | 9,656,000 | 9,607,000 |
| Equity capital | 3,653,000 | 3,794,000 | 3,979,000 | 3,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,546,000 | 2,340,000 | 3,143,000 |
| Interest expense | 200,000 | 387,000 | 568,000 | 745,000 |
| Net interest income | 567,000 | 1,159,000 | 1,772,000 | 2,398,000 |
| Noninterest income | 137,000 | 289,000 | 448,000 | 606,000 |
| Noninterest expense | 438,000 | 896,000 | 1,354,000 | 1,812,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 257,000 | 534,000 | 839,000 | 1,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 534,000 | 839,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,621,000 | 3,643,000 | 3,673,000 | 3,380,000 |
| Total capital | 3,785,000 | 3,816,000 | 3,854,000 | 3,570,000 |
| Risk-weighted assets | 26,276,000 | 26,954,000 | 27,521,000 | 27,825,000 |