Call reports 2001
HERNANDO COUNTY BANK, THE — 2001
What HERNANDO COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,296,000 | 45,030,000 | 45,240,000 | 44,706,000 |
| Total loans | 32,740,000 | 33,745,000 | 34,418,000 | 33,002,000 |
| Allowance for loan losses | 156,000 | 148,000 | 149,000 | 157,000 |
| Securities available for sale | 1,137,000 | 3,619,000 | 3,702,000 | 3,570,000 |
| Securities held to maturity | 1,513,000 | 1,426,000 | 1,375,000 | 1,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,682,000 | 41,283,000 | 41,369,000 | 41,164,000 |
| Interest-bearing deposits | 33,881,000 | 32,603,000 | 32,894,000 | 31,852,000 |
| Noninterest-bearing deposits | 8,801,000 | 8,680,000 | 8,475,000 | 9,312,000 |
| Equity capital | 3,519,000 | 3,624,000 | 3,757,000 | 3,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,628,000 | 2,435,000 | 3,227,000 |
| Interest expense | 365,000 | 710,000 | 1,020,000 | 1,270,000 |
| Net interest income | 442,000 | 918,000 | 1,415,000 | 1,957,000 |
| Noninterest income | 121,000 | 285,000 | 427,000 | 576,000 |
| Noninterest expense | 421,000 | 878,000 | 1,293,000 | 1,713,000 |
| Provision for loan losses | 3,000 | 6,000 | 12,000 | 19,000 |
| Pretax income | 139,000 | 319,000 | 537,000 | 801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 319,000 | 537,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,496,000 | 3,552,000 | 3,595,000 | 3,364,000 |
| Total capital | 3,652,000 | 3,700,000 | 3,744,000 | 3,521,000 |
| Risk-weighted assets | 25,462,000 | 25,261,000 | 25,745,000 | 25,744,000 |