Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 113,403,000 | 107,235,000 |
| Total loans | 85,241,000 | 81,363,000 |
| Allowance for loan losses | 1,914,000 | 2,547,000 |
| Securities available for sale | 3,782,000 | 3,457,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 96,390,000 | 95,734,000 |
| Interest-bearing deposits | 79,826,000 | 78,974,000 |
| Noninterest-bearing deposits | 16,564,000 | 16,760,000 |
| Equity capital | 8,583,000 | 4,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,460,000 | 2,935,000 |
| Interest expense | 668,000 | 1,274,000 |
| Net interest income | 792,000 | 1,661,000 |
| Noninterest income | 126,000 | 294,000 |
| Noninterest expense | 1,365,000 | 3,833,000 |
| Provision for loan losses | 870,000 | 3,515,000 |
| Pretax income | -1,317,000 | -5,405,000 |
| Income tax | -227,000 | 0 |
| Net income | -1,090,000 | -5,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 8,517,000 | 4,441,000 |
| Total capital | 9,829,000 | 5,703,000 |
| Risk-weighted assets | 104,419,000 | 99,665,000 |