Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,733,000 | 97,568,000 | 106,738,000 | 111,458,000 |
| Total loans | 64,338,000 | 75,434,000 | 79,006,000 | 87,989,000 |
| Allowance for loan losses | 745,000 | 793,000 | 823,000 | 799,000 |
| Securities available for sale | 10,745,000 | 9,913,000 | 9,275,000 | 9,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,992,000 | 70,601,000 | 83,440,000 | 82,230,000 |
| Interest-bearing deposits | 48,257,000 | 50,140,000 | 61,168,000 | 62,112,000 |
| Noninterest-bearing deposits | 17,735,000 | 20,461,000 | 22,272,000 | 20,118,000 |
| Equity capital | 11,544,000 | 11,532,000 | 11,550,000 | 11,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,419,000 | 5,389,000 | 7,375,000 |
| Interest expense | 473,000 | 1,067,000 | 1,800,000 | 2,563,000 |
| Net interest income | 1,132,000 | 2,352,000 | 3,589,000 | 4,812,000 |
| Noninterest income | 80,000 | 160,000 | 257,000 | 362,000 |
| Noninterest expense | 1,029,000 | 2,089,000 | 3,341,000 | 4,614,000 |
| Provision for loan losses | 43,000 | 88,000 | 118,000 | 138,000 |
| Pretax income | 140,000 | 335,000 | 387,000 | 422,000 |
| Income tax | 59,000 | 142,000 | 168,000 | 161,000 |
| Net income | 81,000 | 193,000 | 219,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,601,000 | 11,643,000 | 11,584,000 | 11,557,000 |
| Total capital | 12,409,000 | 12,499,000 | 12,470,000 | 12,419,000 |
| Risk-weighted assets | 77,987,000 | 91,380,000 | 97,982,000 | 106,233,000 |