Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,607,000 | 30,512,000 | 33,280,000 | 38,033,000 |
| Total loans | 16,762,000 | 19,991,000 | 24,065,000 | 28,292,000 |
| Allowance for loan losses | 186,000 | 207,000 | 251,000 | 257,000 |
| Securities available for sale | 5,893,000 | 4,537,000 | 4,865,000 | 6,100,000 |
| Securities held to maturity | 195,000 | 167,000 | 127,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,566,000 | 27,534,000 | 29,347,000 | 33,231,000 |
| Interest-bearing deposits | 19,168,000 | 21,236,000 | 23,187,000 | 26,164,000 |
| Noninterest-bearing deposits | 5,398,000 | 6,297,000 | 6,160,000 | 7,067,000 |
| Equity capital | 2,756,000 | 2,769,000 | 3,731,000 | 3,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 999,000 | 1,562,000 | 2,194,000 |
| Interest expense | 141,000 | 279,000 | 433,000 | 599,000 |
| Net interest income | 351,000 | 720,000 | 1,129,000 | 1,595,000 |
| Noninterest income | 69,000 | 165,000 | 257,000 | 353,000 |
| Noninterest expense | 439,000 | 890,000 | 1,345,000 | 1,851,000 |
| Provision for loan losses | 15,000 | 46,000 | 91,000 | 136,000 |
| Pretax income | -2,000 | 15,000 | 16,000 | 27,000 |
| Income tax | 0 | 0 | 0 | 25,000 |
| Net income | -2,000 | 15,000 | 16,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,426,000 | 2,446,000 | 3,417,000 | 3,432,000 |
| Total capital | 2,612,000 | 2,654,000 | 3,668,000 | 3,714,000 |
| Risk-weighted assets | 19,621,000 | 22,873,000 | 26,985,000 | 31,711,000 |