Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,551,000 | 25,495,000 | 26,950,000 | 26,624,000 |
| Total loans | 14,755,000 | 14,038,000 | 14,776,000 | 15,404,000 |
| Allowance for loan losses | 170,000 | 170,000 | 170,000 | 172,000 |
| Securities available for sale | 5,461,000 | 6,220,000 | 6,009,000 | 6,279,000 |
| Securities held to maturity | 819,000 | 585,000 | 336,000 | 261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,332,000 | 22,342,000 | 23,825,000 | 23,614,000 |
| Interest-bearing deposits | 17,142,000 | 17,277,000 | 18,305,000 | 18,521,000 |
| Noninterest-bearing deposits | 4,190,000 | 5,065,000 | 5,520,000 | 5,093,000 |
| Equity capital | 2,965,000 | 2,918,000 | 2,894,000 | 2,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 997,000 | 1,497,000 | 1,955,000 |
| Interest expense | 227,000 | 440,000 | 634,000 | 816,000 |
| Net interest income | 284,000 | 557,000 | 863,000 | 1,139,000 |
| Noninterest income | 43,000 | 110,000 | 188,000 | 260,000 |
| Noninterest expense | 413,000 | 799,000 | 1,255,000 | 1,688,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 14,000 |
| Pretax income | -98,000 | -144,000 | -216,000 | -303,000 |
| Income tax | 0 | 0 | 0 | -63,000 |
| Net income | -98,000 | -144,000 | -216,000 | -240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,895,000 | 2,577,000 | 2,509,000 | 2,425,000 |
| Total capital | 3,065,000 | 2,747,000 | 2,679,000 | 2,597,000 |
| Risk-weighted assets | 18,575,000 | 17,810,000 | 18,160,000 | 18,456,000 |