Call reports 2011
ESB BANK — 2011
What ESB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,877,403,000 | 1,922,562,000 | 1,963,608,000 | 1,923,376,000 |
| Total loans | 644,636,000 | 646,465,000 | 650,510,000 | 655,458,000 |
| Allowance for loan losses | 6,597,000 | 6,653,000 | 6,249,000 | 6,537,000 |
| Securities available for sale | 1,077,662,000 | 1,090,370,000 | 1,088,998,000 | 1,099,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,058,938,000 | 1,107,487,000 | 1,165,272,000 | 1,159,824,000 |
| Interest-bearing deposits | 1,041,359,000 | 1,091,156,000 | 1,146,280,000 | 1,138,055,000 |
| Noninterest-bearing deposits | 17,579,000 | 16,331,000 | 18,992,000 | 21,769,000 |
| Equity capital | 206,026,000 | 216,670,000 | 218,353,000 | 215,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 19,766,000 | 39,771,000 | 59,411,000 | 78,610,000 |
| Interest expense | 8,301,000 | 16,417,000 | 24,343,000 | 31,883,000 |
| Net interest income | 11,465,000 | 23,354,000 | 35,068,000 | 46,727,000 |
| Noninterest income | 1,273,000 | 2,101,000 | 2,766,000 | 2,680,000 |
| Noninterest expense | 6,912,000 | 13,599,000 | 20,040,000 | 26,895,000 |
| Provision for loan losses | 300,000 | 500,000 | 800,000 | 1,130,000 |
| Pretax income | 5,526,000 | 11,747,000 | 17,713,000 | 22,048,000 |
| Income tax | 1,172,000 | 2,560,000 | 3,835,000 | 4,507,000 |
| Net income | 4,086,000 | 8,688,000 | 13,065,000 | 16,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,438,000 | 154,104,000 | 151,429,000 | 150,347,000 |
| Total capital | 156,063,000 | 160,784,000 | 157,718,000 | 156,945,000 |
| Risk-weighted assets | 977,648,000 | 982,557,000 | 1,006,439,000 | 1,039,293,000 |