Call reports 2026
ST. JOHNS BANK & TRUST COMPANY — 2026
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 295,696,000 | 297,131,000 |
| Total loans | 223,794,000 | 222,910,000 |
| Allowance for loan losses | 3,633,000 | 3,642,000 |
| Securities available for sale | 49,903,000 | 52,790,000 |
| Securities held to maturity | 1,260,000 | 1,257,000 |
| Trading assets | 0 | 0 |
| Total deposits | 258,497,000 | 260,108,000 |
| Interest-bearing deposits | 185,980,000 | 185,551,000 |
| Noninterest-bearing deposits | 72,517,000 | 74,557,000 |
| Equity capital | 36,286,000 | 36,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,701,000 | 7,588,000 |
| Interest expense | 224,000 | 450,000 |
| Net interest income | 3,477,000 | 7,138,000 |
| Noninterest income | 255,000 | -6,000 |
| Noninterest expense | 2,965,000 | 5,934,000 |
| Provision for loan losses | 40,000 | 84,000 |
| Pretax income | 722,000 | 1,108,000 |
| Income tax | 176,000 | 283,000 |
| Net income | 546,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 36,615,000 | 36,749,000 |