Call reports 2024
ST. JOHNS BANK & TRUST COMPANY — 2024
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 323,219,000 | 316,438,000 | 310,632,000 | 310,193,000 |
| Total loans | 247,530,000 | 240,225,000 | 232,834,000 | 232,846,000 |
| Allowance for loan losses | 3,654,000 | 3,695,000 | 3,685,000 | 3,733,000 |
| Securities available for sale | 66,288,000 | 66,882,000 | 68,318,000 | 62,542,000 |
| Securities held to maturity | 2,068,000 | 1,962,000 | 1,957,000 | 1,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,725,000 | 284,328,000 | 274,116,000 | 277,269,000 |
| Interest-bearing deposits | 200,024,000 | 199,338,000 | 193,526,000 | 195,909,000 |
| Noninterest-bearing deposits | 83,701,000 | 84,990,000 | 80,590,000 | 81,360,000 |
| Equity capital | 28,639,000 | 29,750,000 | 31,518,000 | 32,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,770,000 | 7,468,000 | 10,971,000 | 14,533,000 |
| Interest expense | 395,000 | 700,000 | 1,001,000 | 1,280,000 |
| Net interest income | 3,375,000 | 6,768,000 | 9,970,000 | 13,253,000 |
| Noninterest income | 266,000 | 516,000 | 797,000 | 1,038,000 |
| Noninterest expense | 2,564,000 | 5,135,000 | 7,772,000 | 10,454,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 140,000 |
| Pretax income | 780,000 | 1,818,000 | 2,664,000 | 3,456,000 |
| Income tax | 184,000 | 434,000 | 643,000 | 831,000 |
| Net income | 596,000 | 1,384,000 | 2,021,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,073,000 | 32,864,000 | 33,501,000 | 34,105,000 |