Call reports 2023
ST. JOHNS BANK & TRUST COMPANY — 2023
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 349,898,000 | 341,004,000 | 335,874,000 | 337,874,000 |
| Total loans | 248,932,000 | 254,149,000 | 246,387,000 | 250,742,000 |
| Allowance for loan losses | 3,540,000 | 3,534,000 | 3,583,000 | 3,610,000 |
| Securities available for sale | 76,239,000 | 75,954,000 | 76,050,000 | 75,685,000 |
| Securities held to maturity | 2,181,000 | 2,175,000 | 2,170,000 | 2,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,381,000 | 309,282,000 | 305,738,000 | 288,033,000 |
| Interest-bearing deposits | 226,750,000 | 220,679,000 | 212,725,000 | 201,234,000 |
| Noninterest-bearing deposits | 94,631,000 | 88,603,000 | 93,013,000 | 86,799,000 |
| Equity capital | 27,393,000 | 28,009,000 | 28,930,000 | 27,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,100,000 | 10,896,000 | 14,696,000 |
| Interest expense | 146,000 | 338,000 | 564,000 | 868,000 |
| Net interest income | 3,320,000 | 6,762,000 | 10,332,000 | 13,828,000 |
| Noninterest income | 240,000 | 860,000 | 1,120,000 | 1,373,000 |
| Noninterest expense | 2,350,000 | 4,783,000 | 7,310,000 | 9,866,000 |
| Provision for loan losses | 29,000 | 19,000 | 81,000 | 110,000 |
| Pretax income | 1,181,000 | 2,765,000 | 4,023,000 | 5,186,000 |
| Income tax | 273,000 | 657,000 | 958,000 | 1,228,000 |
| Net income | 908,000 | 2,108,000 | 3,065,000 | 3,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,409,000 | 33,278,000 | 34,125,000 | 31,618,000 |
| Total capital | 35,556,000 | 36,530,000 | 37,290,000 | 34,817,000 |
| Risk-weighted assets | 251,327,000 | 259,800,000 | 252,758,000 | 255,518,000 |