Call reports 2022
ST. JOHNS BANK & TRUST COMPANY — 2022
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 361,020,000 | 358,297,000 | 363,341,000 | 358,884,000 |
| Total loans | 217,186,000 | 226,570,000 | 232,473,000 | 238,468,000 |
| Allowance for loan losses | 3,642,000 | 3,646,000 | 3,622,000 | 3,614,000 |
| Securities available for sale | 76,521,000 | 75,794,000 | 75,107,000 | 75,195,000 |
| Securities held to maturity | 3,786,000 | 3,780,000 | 3,409,000 | 3,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,310,000 | 332,269,000 | 337,774,000 | 332,264,000 |
| Interest-bearing deposits | 235,587,000 | 235,461,000 | 236,411,000 | 234,913,000 |
| Noninterest-bearing deposits | 97,723,000 | 96,808,000 | 101,363,000 | 97,351,000 |
| Equity capital | 27,128,000 | 25,185,000 | 24,860,000 | 25,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,508,000 | 5,190,000 | 8,245,000 | 11,646,000 |
| Interest expense | 55,000 | 115,000 | 191,000 | 299,000 |
| Net interest income | 2,453,000 | 5,075,000 | 8,054,000 | 11,347,000 |
| Noninterest income | 292,000 | 860,000 | 1,240,000 | 1,485,000 |
| Noninterest expense | 2,366,000 | 4,824,000 | 7,311,000 | 9,664,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 364,000 | 1,086,000 | 1,958,000 | 3,143,000 |
| Income tax | 80,000 | 258,000 | 465,000 | 736,000 |
| Net income | 284,000 | 828,000 | 1,493,000 | 2,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,358,000 | 30,572,000 | 30,759,000 | 31,673,000 |
| Total capital | — | 33,500,000 | 33,717,000 | 34,693,000 |
| Risk-weighted assets | — | 233,511,000 | 235,958,000 | 240,986,000 |