Call reports 2021
ST. JOHNS BANK & TRUST COMPANY — 2021
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 345,626,000 | 344,650,000 | 353,766,000 | 359,852,000 |
| Total loans | 226,034,000 | 219,604,000 | 208,930,000 | 207,071,000 |
| Allowance for loan losses | 3,472,000 | 3,531,000 | 3,587,000 | 3,629,000 |
| Securities available for sale | 48,135,000 | 51,421,000 | 67,501,000 | 75,255,000 |
| Securities held to maturity | 5,724,000 | 5,718,000 | 5,713,000 | 5,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,880,000 | 313,771,000 | 323,306,000 | 330,161,000 |
| Interest-bearing deposits | 218,345,000 | 221,615,000 | 227,002,000 | 232,794,000 |
| Noninterest-bearing deposits | 96,535,000 | 92,156,000 | 96,304,000 | 97,367,000 |
| Equity capital | 29,926,000 | 29,933,000 | 29,892,000 | 29,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,824,000 | 5,551,000 | 8,157,000 | 10,725,000 |
| Interest expense | 101,000 | 225,000 | 305,000 | 382,000 |
| Net interest income | 2,723,000 | 5,326,000 | 7,852,000 | 10,343,000 |
| Noninterest income | 267,000 | 522,000 | 812,000 | 1,094,000 |
| Noninterest expense | 2,438,000 | 4,796,000 | 7,235,000 | 9,665,000 |
| Provision for loan losses | 105,000 | 165,000 | 225,000 | 265,000 |
| Pretax income | 447,000 | 887,000 | 1,204,000 | 1,507,000 |
| Income tax | 97,000 | 201,000 | 275,000 | 338,000 |
| Net income | 350,000 | 686,000 | 929,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,071,000 | 30,038,000 | 30,078,000 | 30,318,000 |