Call reports 2020
ST. JOHNS BANK & TRUST COMPANY — 2020
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 295,005,000 | 326,019,000 | 329,754,000 | 327,914,000 |
| Total loans | 211,157,000 | 223,796,000 | 232,526,000 | 232,949,000 |
| Allowance for loan losses | 3,174,000 | 3,234,000 | 3,295,000 | 3,366,000 |
| Securities available for sale | 34,261,000 | 33,119,000 | 43,074,000 | 39,749,000 |
| Securities held to maturity | 9,659,000 | 8,067,000 | 7,882,000 | 7,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,764,000 | 294,610,000 | 298,941,000 | 296,900,000 |
| Interest-bearing deposits | 198,627,000 | 204,592,000 | 208,460,000 | 207,337,000 |
| Noninterest-bearing deposits | 65,137,000 | 90,018,000 | 90,481,000 | 89,563,000 |
| Equity capital | 30,242,000 | 30,168,000 | 30,139,000 | 30,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,968,000 | 5,737,000 | 8,537,000 | 11,377,000 |
| Interest expense | 148,000 | 275,000 | 401,000 | 521,000 |
| Net interest income | 2,820,000 | 5,462,000 | 8,136,000 | 10,856,000 |
| Noninterest income | 295,000 | 466,000 | 691,000 | 991,000 |
| Noninterest expense | 2,261,000 | 4,656,000 | 7,039,000 | 9,467,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 794,000 | 1,152,000 | 1,608,000 | 2,140,000 |
| Income tax | 182,000 | 246,000 | 344,000 | 454,000 |
| Net income | 612,000 | 906,000 | 1,264,000 | 1,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,365,000 | 29,324,000 | 29,755,000 | 30,066,000 |