Call reports 2019
ST. JOHNS BANK & TRUST COMPANY — 2019
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 288,455,000 | 286,074,000 | 293,159,000 | 290,464,000 |
| Total loans | 210,247,000 | 213,675,000 | 207,352,000 | 213,704,000 |
| Allowance for loan losses | 2,868,000 | 2,947,000 | 3,060,000 | 3,161,000 |
| Securities available for sale | 39,678,000 | 38,910,000 | 28,967,000 | 34,050,000 |
| Securities held to maturity | 15,042,000 | 15,033,000 | 13,726,000 | 12,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,019,000 | 256,401,000 | 262,765,000 | 259,936,000 |
| Interest-bearing deposits | 198,464,000 | 196,045,000 | 194,612,000 | 194,884,000 |
| Noninterest-bearing deposits | 60,555,000 | 60,356,000 | 68,153,000 | 65,052,000 |
| Equity capital | 28,605,000 | 29,069,000 | 29,571,000 | 29,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,891,000 | 5,872,000 | 8,826,000 | 11,807,000 |
| Interest expense | 153,000 | 310,000 | 465,000 | 616,000 |
| Net interest income | 2,738,000 | 5,562,000 | 8,361,000 | 11,191,000 |
| Noninterest income | 311,000 | 645,000 | 986,000 | 1,304,000 |
| Noninterest expense | 2,285,000 | 4,591,000 | 6,919,000 | 9,346,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 644,000 | 1,376,000 | 2,068,000 | 2,669,000 |
| Income tax | 134,000 | 305,000 | 460,000 | 595,000 |
| Net income | 510,000 | 1,071,000 | 1,608,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,798,000 | 28,389,000 | 28,846,000 | 29,063,000 |
| Total capital | 30,534,000 | 31,054,000 | 31,434,000 | 31,717,000 |
| Risk-weighted assets | 218,710,000 | 212,897,000 | 206,591,000 | 211,833,000 |