Call reports 2018
ST. JOHNS BANK & TRUST COMPANY — 2018
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 292,419,000 | 292,944,000 | 286,276,000 | 287,783,000 |
| Total loans | 209,744,000 | 209,190,000 | 209,961,000 | 208,992,000 |
| Allowance for loan losses | 2,428,000 | 2,548,000 | 2,653,000 | 2,777,000 |
| Securities available for sale | 39,284,000 | 39,263,000 | 39,082,000 | 39,386,000 |
| Securities held to maturity | 17,768,000 | 17,598,000 | 16,641,000 | 16,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,309,000 | 265,089,000 | 258,044,000 | 259,056,000 |
| Interest-bearing deposits | 204,277,000 | 200,861,000 | 196,689,000 | 196,580,000 |
| Noninterest-bearing deposits | 60,032,000 | 64,228,000 | 61,355,000 | 62,476,000 |
| Equity capital | 27,245,000 | 27,400,000 | 27,609,000 | 28,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,425,000 | 8,276,000 | 11,223,000 |
| Interest expense | 115,000 | 237,000 | 372,000 | 513,000 |
| Net interest income | 2,555,000 | 5,188,000 | 7,904,000 | 10,710,000 |
| Noninterest income | 335,000 | 610,000 | 1,000,000 | 1,338,000 |
| Noninterest expense | 2,316,000 | 4,625,000 | 6,958,000 | 9,295,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 454,000 | 933,000 | 1,586,000 | 2,273,000 |
| Income tax | 81,000 | 180,000 | 322,000 | 461,000 |
| Net income | 373,000 | 753,000 | 1,264,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,227,000 | 26,920,000 | 27,272,000 | 27,561,000 |
| Total capital | 28,655,000 | 29,468,000 | 29,925,000 | 30,280,000 |
| Risk-weighted assets | 218,483,000 | 218,583,000 | 218,993,000 | 217,430,000 |