Call reports 2017
ST. JOHNS BANK & TRUST COMPANY — 2017
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 295,668,000 | 294,481,000 | 296,803,000 | 295,270,000 |
| Total loans | 203,926,000 | 212,156,000 | 212,600,000 | 209,170,000 |
| Allowance for loan losses | 2,972,000 | 3,093,000 | 2,221,000 | 2,325,000 |
| Securities available for sale | 47,450,000 | 42,642,000 | 39,734,000 | 39,596,000 |
| Securities held to maturity | 21,239,000 | 21,231,000 | 21,223,000 | 20,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,160,000 | 265,693,000 | 268,232,000 | 267,228,000 |
| Interest-bearing deposits | 204,060,000 | 202,118,000 | 201,852,000 | 202,831,000 |
| Noninterest-bearing deposits | 63,100,000 | 63,575,000 | 66,380,000 | 64,397,000 |
| Equity capital | 28,177,000 | 27,663,000 | 27,883,000 | 27,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,507,000 | 5,152,000 | 7,898,000 | 10,773,000 |
| Interest expense | 116,000 | 235,000 | 351,000 | 469,000 |
| Net interest income | 2,391,000 | 4,917,000 | 7,547,000 | 10,304,000 |
| Noninterest income | 482,000 | 803,000 | 1,129,000 | 1,453,000 |
| Noninterest expense | 2,491,000 | 4,935,000 | 7,311,000 | 9,682,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 262,000 | 545,000 | 1,005,000 | 1,595,000 |
| Income tax | 43,000 | 101,000 | 221,000 | 1,012,000 |
| Net income | 219,000 | 444,000 | 784,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,629,000 | 25,988,000 | 26,141,000 | 26,056,000 |
| Total capital | 29,366,000 | 28,810,000 | 28,362,000 | 28,381,000 |
| Risk-weighted assets | 218,342,000 | 225,138,000 | 224,054,000 | 219,323,000 |