Call reports 2011
ST. JOHNS BANK & TRUST COMPANY — 2011
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 301,035,000 | 308,339,000 | 307,703,000 | 303,775,000 |
| Total loans | 221,074,000 | 211,844,000 | 203,264,000 | 216,246,000 |
| Allowance for loan losses | 7,326,000 | 7,424,000 | 5,840,000 | 4,943,000 |
| Securities available for sale | 34,287,000 | 30,454,000 | 32,143,000 | 36,632,000 |
| Securities held to maturity | 14,248,000 | 34,398,000 | 24,616,000 | 24,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,392,000 | 278,333,000 | 277,151,000 | 273,615,000 |
| Interest-bearing deposits | 223,661,000 | 228,468,000 | 226,502,000 | 221,473,000 |
| Noninterest-bearing deposits | 47,731,000 | 49,866,000 | 50,649,000 | 52,141,000 |
| Equity capital | 28,819,000 | 29,002,000 | 29,415,000 | 29,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,202,000 | 6,401,000 | 9,564,000 | 12,815,000 |
| Interest expense | 591,000 | 1,149,000 | 1,672,000 | 2,127,000 |
| Net interest income | 2,611,000 | 5,252,000 | 7,892,000 | 10,688,000 |
| Noninterest income | 507,000 | 1,025,000 | 1,823,000 | 2,306,000 |
| Noninterest expense | 2,690,000 | 5,353,000 | 7,944,000 | 10,645,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 890,000 |
| Pretax income | 218,000 | 504,000 | 1,141,000 | 1,459,000 |
| Income tax | 7,000 | 91,000 | 279,000 | 353,000 |
| Net income | 211,000 | 413,000 | 862,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,723,000 | 28,791,000 | 29,107,000 | 28,700,000 |
| Total capital | 31,743,000 | 31,779,000 | 31,986,000 | 31,706,000 |
| Risk-weighted assets | 237,321,000 | 234,587,000 | 227,369,000 | 238,551,000 |