Call reports 2001
ST. JOHNS BANK & TRUST COMPANY — 2001
What ST. JOHNS BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 266,119,000 | 280,830,000 | 289,780,000 | 288,457,000 |
| Total loans | 186,128,000 | 186,748,000 | 198,314,000 | 207,400,000 |
| Allowance for loan losses | 1,694,000 | 1,718,000 | 1,708,000 | 1,719,000 |
| Securities available for sale | 39,029,000 | 43,059,000 | 46,376,000 | 44,980,000 |
| Securities held to maturity | 10,185,000 | 10,055,000 | 8,918,000 | 8,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,931,000 | 255,802,000 | 263,874,000 | 264,589,000 |
| Interest-bearing deposits | 191,582,000 | 200,507,000 | 209,340,000 | 209,480,000 |
| Noninterest-bearing deposits | 51,349,000 | 55,295,000 | 54,534,000 | 55,109,000 |
| Equity capital | 20,255,000 | 20,470,000 | 21,121,000 | 21,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,379,000 | 14,139,000 | 18,670,000 |
| Interest expense | 2,141,000 | 4,257,000 | 6,246,000 | 7,921,000 |
| Net interest income | 2,527,000 | 5,122,000 | 7,893,000 | 10,749,000 |
| Noninterest income | 396,000 | 871,000 | 1,349,000 | 1,842,000 |
| Noninterest expense | 2,477,000 | 4,962,000 | 7,574,000 | 10,154,000 |
| Provision for loan losses | 50,000 | 100,000 | 160,000 | 290,000 |
| Pretax income | 469,000 | 1,004,000 | 1,581,000 | 2,236,000 |
| Income tax | 135,000 | 293,000 | 469,000 | 674,000 |
| Net income | 334,000 | 711,000 | 1,112,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,856,000 | 20,013,000 | 20,294,000 | 20,624,000 |
| Total capital | 21,550,000 | 21,731,000 | 22,002,000 | 22,343,000 |
| Risk-weighted assets | 199,969,000 | 201,055,000 | 210,979,000 | 214,540,000 |