Call reports 2015
FIRST CAPITAL BANK OF KENTUCKY, THE — 2015
What FIRST CAPITAL BANK OF KENTUCKY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 511,660,000 | 498,961,000 | 498,985,000 | 505,015,000 |
| Total loans | 410,157,000 | 397,261,000 | 402,237,000 | 406,385,000 |
| Allowance for loan losses | 2,350,000 | 2,350,000 | 2,300,000 | 2,325,000 |
| Securities available for sale | 60,476,000 | 57,874,000 | 55,717,000 | 55,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,887,000 | 346,907,000 | 350,168,000 | 358,210,000 |
| Interest-bearing deposits | 299,129,000 | 292,226,000 | 295,666,000 | 302,088,000 |
| Noninterest-bearing deposits | 52,758,000 | 54,681,000 | 54,502,000 | 56,122,000 |
| Equity capital | 44,773,000 | 45,255,000 | 46,051,000 | 46,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,896,000 | 9,753,000 | 14,558,000 | 19,435,000 |
| Interest expense | 939,000 | 1,880,000 | 2,800,000 | 3,715,000 |
| Net interest income | 3,957,000 | 7,873,000 | 11,758,000 | 15,720,000 |
| Noninterest income | 690,000 | 1,344,000 | 1,892,000 | 2,520,000 |
| Noninterest expense | 3,452,000 | 6,860,000 | 10,265,000 | 13,744,000 |
| Provision for loan losses | -2,000 | -3,000 | 62,000 | 53,000 |
| Pretax income | 1,208,000 | 2,371,000 | 3,338,000 | 4,627,000 |
| Income tax | 395,000 | 774,000 | 1,086,000 | 1,507,000 |
| Net income | 813,000 | 1,597,000 | 2,252,000 | 3,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,876,000 | 45,660,000 | 46,315,000 | 47,183,000 |
| Total capital | 47,226,000 | 48,010,000 | 48,615,000 | 49,508,000 |
| Risk-weighted assets | 431,619,000 | 416,002,000 | 417,612,000 | 420,100,000 |