Call reports 2011
FIRST CAPITAL BANK OF KENTUCKY, THE — 2011
What FIRST CAPITAL BANK OF KENTUCKY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 443,303,000 | 440,970,000 | 458,089,000 | 462,726,000 |
| Total loans | 308,881,000 | 305,718,000 | 298,101,000 | 300,956,000 |
| Allowance for loan losses | 3,100,000 | 3,100,000 | 3,100,000 | 3,400,000 |
| Securities available for sale | 65,834,000 | 65,888,000 | 66,348,000 | 70,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,669,000 | 334,254,000 | 350,240,000 | 354,115,000 |
| Interest-bearing deposits | 307,216,000 | 308,503,000 | 320,764,000 | 322,634,000 |
| Noninterest-bearing deposits | 30,452,000 | 25,750,000 | 29,475,000 | 31,482,000 |
| Equity capital | 38,611,000 | 39,888,000 | 41,257,000 | 41,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,807,000 | 9,723,000 | 14,539,000 | 19,107,000 |
| Interest expense | 1,603,000 | 3,197,000 | 4,754,000 | 6,132,000 |
| Net interest income | 3,204,000 | 6,526,000 | 9,785,000 | 12,975,000 |
| Noninterest income | 389,000 | 693,000 | 877,000 | 1,424,000 |
| Noninterest expense | 2,667,000 | 5,186,000 | 7,834,000 | 10,778,000 |
| Provision for loan losses | -3,000 | 444,000 | 528,000 | 1,218,000 |
| Pretax income | 929,000 | 1,759,000 | 2,561,000 | 3,100,000 |
| Income tax | 212,000 | 389,000 | 552,000 | 651,000 |
| Net income | 717,000 | 1,370,000 | 2,009,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,395,000 | 40,048,000 | 40,687,000 | 41,127,000 |
| Total capital | 42,495,000 | 43,148,000 | 43,787,000 | 44,527,000 |
| Risk-weighted assets | 330,591,000 | 324,001,000 | 318,054,000 | 318,155,000 |