Call reports 2010
FIRST CAPITAL BANK OF KENTUCKY, THE — 2010
What FIRST CAPITAL BANK OF KENTUCKY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 431,679,000 | 434,985,000 | 470,385,000 | 435,240,000 |
| Total loans | 301,955,000 | 305,169,000 | 314,800,000 | 308,941,000 |
| Allowance for loan losses | 1,800,000 | 2,150,000 | 2,000,000 | 3,100,000 |
| Securities available for sale | 37,202,000 | 73,656,000 | 72,613,000 | 75,327,000 |
| Securities held to maturity | 47,196,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,334,000 | 283,147,000 | 321,132,000 | 327,849,000 |
| Interest-bearing deposits | 252,817,000 | 263,067,000 | 295,365,000 | 297,452,000 |
| Noninterest-bearing deposits | 20,517,000 | 20,079,000 | 25,768,000 | 30,397,000 |
| Equity capital | 39,913,000 | 40,641,000 | 40,907,000 | 39,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,923,000 | 9,775,000 | 14,636,000 | 19,650,000 |
| Interest expense | 2,198,000 | 4,296,000 | 6,490,000 | 8,434,000 |
| Net interest income | 2,725,000 | 5,479,000 | 8,146,000 | 11,216,000 |
| Noninterest income | 515,000 | 1,034,000 | 1,317,000 | 1,881,000 |
| Noninterest expense | 2,348,000 | 4,875,000 | 7,160,000 | 9,909,000 |
| Provision for loan losses | 237,000 | 1,103,000 | 1,667,000 | 3,751,000 |
| Pretax income | 655,000 | 1,255,000 | 1,866,000 | 750,000 |
| Income tax | 169,000 | 308,000 | 438,000 | -2,000 |
| Net income | 486,000 | 947,000 | 1,428,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,912,000 | 40,373,000 | 40,854,000 | 40,178,000 |
| Total capital | 41,712,000 | 42,523,000 | 42,854,000 | 43,278,000 |
| Risk-weighted assets | 327,936,000 | 324,406,000 | 334,952,000 | 331,619,000 |