Call reports 2002
FIRST CAPITAL BANK OF KENTUCKY, THE — 2002
What FIRST CAPITAL BANK OF KENTUCKY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 236,568,000 | 231,042,000 | 228,980,000 | 236,007,000 |
| Total loans | 214,234,000 | 209,098,000 | 207,239,000 | 206,879,000 |
| Allowance for loan losses | 1,588,000 | 1,559,000 | 1,575,000 | 1,800,000 |
| Securities available for sale | 13,201,000 | 13,227,000 | 12,706,000 | 10,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,075,000 | 171,961,000 | 169,208,000 | 176,342,000 |
| Interest-bearing deposits | 158,828,000 | 159,640,000 | 156,166,000 | 164,411,000 |
| Noninterest-bearing deposits | 11,248,000 | 12,321,000 | 13,042,000 | 11,931,000 |
| Equity capital | 20,602,000 | 21,296,000 | 20,917,000 | 21,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,926,000 | 7,730,000 | 11,492,000 | 15,094,000 |
| Interest expense | 2,198,000 | 4,280,000 | 6,243,000 | 8,101,000 |
| Net interest income | 1,728,000 | 3,450,000 | 5,249,000 | 6,993,000 |
| Noninterest income | 264,000 | 739,000 | 1,231,000 | 1,751,000 |
| Noninterest expense | 1,407,000 | 2,886,000 | 4,392,000 | 6,127,000 |
| Provision for loan losses | 109,000 | 147,000 | 161,000 | -82,000 |
| Pretax income | 476,000 | 1,156,000 | 1,927,000 | 2,705,000 |
| Income tax | 163,000 | 394,000 | 656,000 | 921,000 |
| Net income | 313,000 | 762,000 | 1,271,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,741,000 | 21,190,000 | 20,699,000 | 21,212,000 |
| Total capital | 22,329,000 | 22,749,000 | 22,274,000 | 23,012,000 |
| Risk-weighted assets | 207,988,000 | 198,945,000 | 198,125,000 | 196,066,000 |