Call reports 2012
PALM DESERT NATIONAL BANK — 2012
What PALM DESERT NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 129,253,000 |
| Total loans | 76,294,000 |
| Allowance for loan losses | 3,875,000 |
| Securities available for sale | 201,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 129,023,000 |
| Interest-bearing deposits | 94,259,000 |
| Noninterest-bearing deposits | 34,764,000 |
| Equity capital | 83,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 934,000 |
| Interest expense | 197,000 |
| Net interest income | 737,000 |
| Noninterest income | -103,000 |
| Noninterest expense | 2,610,000 |
| Provision for loan losses | 0 |
| Pretax income | -1,976,000 |
| Income tax | 0 |
| Net income | -1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 83,000 |
| Total capital | 166,000 |
| Risk-weighted assets | 80,323,000 |