Call reports 2011
PALM DESERT NATIONAL BANK — 2011
What PALM DESERT NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 232,910,000 | 144,119,000 | 126,239,000 | 125,754,000 |
| Total loans | 103,562,000 | 92,715,000 | 88,399,000 | 78,870,000 |
| Allowance for loan losses | 5,129,000 | 5,328,000 | 4,734,000 | 4,121,000 |
| Securities available for sale | 4,689,000 | 201,000 | 201,000 | 201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,647,000 | 137,002,000 | 121,348,000 | 122,816,000 |
| Interest-bearing deposits | 108,616,000 | 112,811,000 | 98,780,000 | 97,489,000 |
| Noninterest-bearing deposits | 119,031,000 | 24,191,000 | 22,568,000 | 25,327,000 |
| Equity capital | 4,827,000 | 6,227,000 | 4,121,000 | 2,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,505,000 | 3,512,000 | 4,528,000 |
| Interest expense | 297,000 | 572,000 | 800,000 | 1,010,000 |
| Net interest income | 868,000 | 1,933,000 | 2,712,000 | 3,518,000 |
| Noninterest income | 1,243,000 | 6,273,000 | 6,449,000 | 6,744,000 |
| Noninterest expense | 3,560,000 | 8,125,000 | 11,186,000 | 14,349,000 |
| Provision for loan losses | 0 | 130,000 | 130,000 | 130,000 |
| Pretax income | -1,661,000 | -261,000 | -2,367,000 | -4,429,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -1,662,000 | -262,000 | -2,368,000 | -4,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,827,000 | 6,227,000 | 4,121,000 | 2,059,000 |
| Total capital | 6,232,000 | 7,507,000 | 5,346,000 | 3,208,000 |
| Risk-weighted assets | 108,685,000 | 98,313,000 | 94,494,000 | 88,955,000 |