Call reports 2001
PALM DESERT NATIONAL BANK — 2001
What PALM DESERT NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 137,619,000 | 140,550,000 | 157,864,000 | 177,846,000 |
| Total loans | 68,412,000 | 75,121,000 | 87,927,000 | 97,273,000 |
| Allowance for loan losses | 1,156,000 | 1,163,000 | 1,197,000 | 1,249,000 |
| Securities available for sale | 4,051,000 | 4,059,000 | 4,079,000 | 4,059,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,509,000 | 122,958,000 | 135,117,000 | 156,173,000 |
| Interest-bearing deposits | 79,740,000 | 74,252,000 | 90,155,000 | 110,288,000 |
| Noninterest-bearing deposits | 47,769,000 | 48,706,000 | 44,962,000 | 45,885,000 |
| Equity capital | 8,714,000 | 8,869,000 | 9,174,000 | 11,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,748,000 | 5,621,000 | 7,697,000 |
| Interest expense | 860,000 | 1,551,000 | 2,263,000 | 3,034,000 |
| Net interest income | 1,081,000 | 2,197,000 | 3,358,000 | 4,663,000 |
| Noninterest income | 2,594,000 | 4,643,000 | 6,724,000 | 9,287,000 |
| Noninterest expense | 2,528,000 | 5,247,000 | 7,791,000 | 10,838,000 |
| Provision for loan losses | 80,000 | 110,000 | 140,000 | 170,000 |
| Pretax income | 1,067,000 | 1,483,000 | 2,151,000 | 2,942,000 |
| Income tax | 439,000 | 610,000 | 885,000 | 1,211,000 |
| Net income | 628,000 | 873,000 | 1,266,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,707,000 | 8,854,000 | 9,149,000 | 11,615,000 |
| Total capital | 9,686,000 | 9,851,000 | 10,177,000 | 12,764,000 |
| Risk-weighted assets | 78,114,000 | 79,588,000 | 82,093,000 | 91,803,000 |