Call reports 2026
FARMERS & MERCHANTS BANK & TRUST — 2026
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 210,705,000 | 208,229,000 |
| Total loans | 125,392,000 | 128,678,000 |
| Allowance for loan losses | 1,930,000 | 1,958,000 |
| Securities available for sale | 63,872,000 | 60,143,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 187,043,000 | 187,024,000 |
| Interest-bearing deposits | 163,314,000 | 162,115,000 |
| Noninterest-bearing deposits | 23,729,000 | 24,909,000 |
| Equity capital | 17,110,000 | 17,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,047,000 | 4,127,000 |
| Interest expense | 350,000 | 660,000 |
| Net interest income | 1,697,000 | 3,467,000 |
| Noninterest income | 1,008,000 | 2,026,000 |
| Noninterest expense | 1,943,000 | 4,136,000 |
| Provision for loan losses | 103,000 | 134,000 |
| Pretax income | 675,000 | 1,238,000 |
| Income tax | 151,000 | 275,000 |
| Net income | 524,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,050,000 | 22,300,000 |
| Total capital | 23,639,000 | 23,924,000 |
| Risk-weighted assets | 126,735,000 | 129,493,000 |