Call reports 2023
FARMERS & MERCHANTS BANK & TRUST — 2023
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,566,000 | 236,956,000 | 234,981,000 | 233,592,000 |
| Total loans | 120,863,000 | 121,941,000 | 122,310,000 | 122,176,000 |
| Allowance for loan losses | 1,723,000 | 1,688,000 | 1,641,000 | 1,670,000 |
| Securities available for sale | 95,741,000 | 92,892,000 | 86,350,000 | 88,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,672,000 | 210,809,000 | 213,288,000 | 207,295,000 |
| Interest-bearing deposits | 209,100,000 | 180,770,000 | 184,391,000 | 178,471,000 |
| Noninterest-bearing deposits | 30,572,000 | 30,039,000 | 28,897,000 | 28,824,000 |
| Equity capital | 10,493,000 | 10,080,000 | 8,379,000 | 10,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,721,000 | 5,576,000 | 7,490,000 |
| Interest expense | 406,000 | 913,000 | 1,451,000 | 2,036,000 |
| Net interest income | 1,447,000 | 2,808,000 | 4,125,000 | 5,454,000 |
| Noninterest income | 833,000 | 1,714,000 | 2,592,000 | 3,463,000 |
| Noninterest expense | 2,208,000 | 4,416,000 | 6,921,000 | 8,887,000 |
| Provision for loan losses | 12,000 | -19,000 | 10,000 | 68,000 |
| Pretax income | 78,000 | 128,000 | -206,000 | -26,000 |
| Income tax | 6,000 | 1,000 | -102,000 | -75,000 |
| Net income | 72,000 | 127,000 | -104,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,610,000 | 20,479,000 | 20,163,000 | 20,180,000 |
| Total capital | 22,206,000 | 22,095,000 | 21,784,000 | 21,799,000 |
| Risk-weighted assets | 127,490,000 | 129,171,000 | 129,575,000 | 129,421,000 |
Machine access — free, no API key
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