Call reports 2022
FARMERS & MERCHANTS BANK & TRUST — 2022
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 269,448,000 | 248,813,000 | 265,790,000 | 255,162,000 |
| Total loans | 116,624,000 | 119,654,000 | 122,377,000 | 120,240,000 |
| Allowance for loan losses | 1,848,000 | 1,872,000 | 1,872,000 | 1,662,000 |
| Securities available for sale | 101,564,000 | 99,688,000 | 95,661,000 | 103,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,723,000 | 235,612,000 | 255,362,000 | 243,624,000 |
| Interest-bearing deposits | 220,760,000 | 203,097,000 | 222,000,000 | 204,695,000 |
| Noninterest-bearing deposits | 32,963,000 | 32,515,000 | 33,362,000 | 38,929,000 |
| Equity capital | 14,470,000 | 12,004,000 | 9,261,000 | 10,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,259,000 | 4,999,000 | 6,941,000 |
| Interest expense | 78,000 | 184,000 | 426,000 | 781,000 |
| Net interest income | 1,550,000 | 3,075,000 | 4,573,000 | 6,160,000 |
| Noninterest income | 813,000 | 1,612,000 | 2,462,000 | 3,177,000 |
| Noninterest expense | 1,696,000 | 3,779,000 | 5,845,000 | 8,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 667,000 | 908,000 | 1,190,000 | 1,080,000 |
| Income tax | 155,000 | 204,000 | 262,000 | 216,000 |
| Net income | 512,000 | 704,000 | 928,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,538,000 | 20,595,000 | 20,819,000 | 20,620,000 |
| Total capital | 22,071,000 | 22,173,000 | 22,429,000 | 22,214,000 |
| Risk-weighted assets | 122,341,000 | 125,778,000 | 128,541,000 | 127,352,000 |