Call reports 2021
FARMERS & MERCHANTS BANK & TRUST — 2021
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 254,237,000 | 250,235,000 | 269,421,000 | 249,951,000 |
| Total loans | 128,065,000 | 124,177,000 | 124,902,000 | 120,900,000 |
| Allowance for loan losses | 1,914,000 | 1,855,000 | 1,846,000 | 1,847,000 |
| Securities available for sale | 74,385,000 | 87,756,000 | 87,652,000 | 101,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,982,000 | 229,674,000 | 248,750,000 | 230,271,000 |
| Interest-bearing deposits | 202,980,000 | 197,927,000 | 218,457,000 | 197,695,000 |
| Noninterest-bearing deposits | 31,002,000 | 31,747,000 | 30,293,000 | 32,576,000 |
| Equity capital | 18,598,000 | 18,984,000 | 19,106,000 | 18,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,460,000 | 4,990,000 | 6,528,000 |
| Interest expense | 111,000 | 215,000 | 311,000 | 403,000 |
| Net interest income | 1,648,000 | 3,245,000 | 4,679,000 | 6,125,000 |
| Noninterest income | 790,000 | 1,591,000 | 2,501,000 | 3,296,000 |
| Noninterest expense | 1,736,000 | 3,766,000 | 5,869,000 | 8,282,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 702,000 | 1,070,000 | 1,311,000 | 1,139,000 |
| Income tax | 162,000 | 240,000 | 234,000 | 177,000 |
| Net income | 540,000 | 830,000 | 1,077,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,921,000 | 20,210,000 | 20,275,000 | 20,025,000 |
| Total capital | 21,486,000 | 21,779,000 | 21,877,000 | 21,603,000 |
| Risk-weighted assets | 124,843,000 | 125,301,000 | 127,908,000 | 125,847,000 |