Call reports 2019
FARMERS & MERCHANTS BANK & TRUST — 2019
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,724,000 | 192,233,000 | 205,229,000 | 199,525,000 |
| Total loans | 135,979,000 | 134,657,000 | 135,627,000 | 135,248,000 |
| Allowance for loan losses | 1,729,000 | 1,212,000 | 1,391,000 | 1,493,000 |
| Securities available for sale | 32,547,000 | 30,666,000 | 27,505,000 | 28,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,757,000 | 171,136,000 | 184,343,000 | 179,030,000 |
| Interest-bearing deposits | 149,931,000 | 142,803,000 | 154,243,000 | 152,916,000 |
| Noninterest-bearing deposits | 28,826,000 | 28,333,000 | 30,100,000 | 26,114,000 |
| Equity capital | 17,112,000 | 17,388,000 | 17,354,000 | 17,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,497,000 | 5,323,000 | 7,122,000 |
| Interest expense | 155,000 | 327,000 | 517,000 | 764,000 |
| Net interest income | 1,563,000 | 3,170,000 | 4,806,000 | 6,358,000 |
| Noninterest income | 694,000 | 1,305,000 | 2,043,000 | 2,763,000 |
| Noninterest expense | 1,987,000 | 4,069,000 | 6,160,000 | 8,359,000 |
| Provision for loan losses | 75,000 | 150,000 | 308,000 | 408,000 |
| Pretax income | 195,000 | 256,000 | 381,000 | 354,000 |
| Income tax | 16,000 | 15,000 | 32,000 | 9,000 |
| Net income | 179,000 | 241,000 | 349,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,502,000 | 18,564,000 | 18,488,000 | 18,352,000 |
| Total capital | 20,162,000 | 19,776,000 | 19,879,000 | 19,845,000 |
| Risk-weighted assets | 132,699,000 | 129,492,000 | 129,492,000 | 128,870,000 |