Call reports 2018
FARMERS & MERCHANTS BANK & TRUST — 2018
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 187,304,000 | 185,536,000 | 191,534,000 | 187,557,000 |
| Total loans | 127,498,000 | 129,417,000 | 130,708,000 | 133,283,000 |
| Allowance for loan losses | 1,364,000 | 1,395,000 | 955,000 | 1,756,000 |
| Securities available for sale | 37,853,000 | 35,881,000 | 33,998,000 | 33,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,237,000 | 164,216,000 | 169,784,000 | 162,794,000 |
| Interest-bearing deposits | 134,162,000 | 135,770,000 | 142,036,000 | 134,490,000 |
| Noninterest-bearing deposits | 31,075,000 | 28,446,000 | 27,748,000 | 28,304,000 |
| Equity capital | 17,228,000 | 17,249,000 | 17,359,000 | 16,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,320,000 | 4,998,000 | 6,733,000 |
| Interest expense | 71,000 | 142,000 | 237,000 | 358,000 |
| Net interest income | 1,578,000 | 3,178,000 | 4,761,000 | 6,375,000 |
| Noninterest income | 512,000 | 1,267,000 | 1,990,000 | 2,698,000 |
| Noninterest expense | 1,821,000 | 3,844,000 | 5,860,000 | 7,966,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 1,115,000 |
| Pretax income | 269,000 | 601,000 | 766,000 | -8,000 |
| Income tax | 58,000 | 125,000 | 147,000 | -51,000 |
| Net income | 211,000 | 476,000 | 619,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,536,000 | 18,668,000 | 18,811,000 | 18,102,000 |
| Total capital | 19,900,000 | 20,063,000 | 19,766,000 | 19,721,000 |
| Risk-weighted assets | 125,761,000 | 125,174,000 | 124,911,000 | 129,382,000 |