Call reports 2017
FARMERS & MERCHANTS BANK & TRUST — 2017
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,654,000 | 202,836,000 | 197,272,000 | 190,846,000 |
| Total loans | 131,305,000 | 136,573,000 | 132,954,000 | 129,626,000 |
| Allowance for loan losses | 1,521,000 | 1,244,000 | 1,237,000 | 1,366,000 |
| Securities available for sale | 47,973,000 | 45,451,000 | 41,326,000 | 39,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,981,000 | 178,575,000 | 176,126,000 | 166,084,000 |
| Interest-bearing deposits | 147,091,000 | 145,945,000 | 143,239,000 | 134,053,000 |
| Noninterest-bearing deposits | 32,890,000 | 32,630,000 | 32,887,000 | 32,031,000 |
| Equity capital | 17,518,000 | 17,813,000 | 18,029,000 | 17,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,332,000 | 5,080,000 | 6,754,000 |
| Interest expense | 68,000 | 137,000 | 215,000 | 278,000 |
| Net interest income | 1,558,000 | 3,195,000 | 4,865,000 | 6,476,000 |
| Noninterest income | 803,000 | 1,597,000 | 2,182,000 | 2,930,000 |
| Noninterest expense | 1,803,000 | 3,843,000 | 5,782,000 | 7,875,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 600,000 |
| Pretax income | 558,000 | 921,000 | 1,237,000 | 953,000 |
| Income tax | 178,000 | 301,000 | 401,000 | 678,000 |
| Net income | 380,000 | 620,000 | 836,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,917,000 | 18,025,000 | 18,150,000 | 17,457,000 |
| Total capital | 19,438,000 | 19,269,000 | 19,387,000 | 18,823,000 |
| Risk-weighted assets | 127,826,000 | 131,755,000 | 127,395,000 | 125,437,000 |