Call reports 2016
FARMERS & MERCHANTS BANK & TRUST — 2016
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 201,026,000 | 207,245,000 | 204,700,000 | 201,818,000 |
| Total loans | 127,221,000 | 130,389,000 | 128,705,000 | 128,314,000 |
| Allowance for loan losses | 1,488,000 | 1,478,000 | 1,478,000 | 1,673,000 |
| Securities available for sale | 54,506,000 | 51,003,000 | 50,569,000 | 48,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,475,000 | 184,593,000 | 182,394,000 | 181,129,000 |
| Interest-bearing deposits | 142,647,000 | 152,182,000 | 151,056,000 | 147,447,000 |
| Noninterest-bearing deposits | 33,828,000 | 32,411,000 | 31,338,000 | 33,682,000 |
| Equity capital | 17,665,000 | 18,326,000 | 18,226,000 | 16,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,358,000 | 5,049,000 | 6,700,000 |
| Interest expense | 65,000 | 130,000 | 196,000 | 262,000 |
| Net interest income | 1,610,000 | 3,228,000 | 4,853,000 | 6,438,000 |
| Noninterest income | 720,000 | 1,387,000 | 2,077,000 | 2,738,000 |
| Noninterest expense | 1,832,000 | 3,655,000 | 5,549,000 | 7,891,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 498,000 | 994,000 | 1,449,000 | 1,153,000 |
| Income tax | 165,000 | 326,000 | 474,000 | 334,000 |
| Net income | 333,000 | 668,000 | 975,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,740,000 | 18,075,000 | 18,037,000 | 17,536,000 |
| Total capital | 19,228,000 | 19,553,000 | 19,515,000 | 19,110,000 |
| Risk-weighted assets | 126,122,000 | 127,569,000 | 125,671,000 | 125,321,000 |