Call reports 2015
FARMERS & MERCHANTS BANK & TRUST — 2015
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 195,401,000 | 190,246,000 | 190,951,000 | 202,714,000 |
| Total loans | 116,900,000 | 118,123,000 | 119,018,000 | 121,442,000 |
| Allowance for loan losses | 1,462,000 | 1,464,000 | 1,474,000 | 1,482,000 |
| Securities available for sale | 50,619,000 | 48,803,000 | 49,992,000 | 54,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,863,000 | 166,149,000 | 169,808,000 | 181,278,000 |
| Interest-bearing deposits | 143,193,000 | 136,597,000 | 140,902,000 | 147,071,000 |
| Noninterest-bearing deposits | 27,670,000 | 29,552,000 | 28,906,000 | 34,207,000 |
| Equity capital | 16,847,000 | 16,900,000 | 17,356,000 | 17,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,039,000 | 4,620,000 | 6,292,000 |
| Interest expense | 103,000 | 203,000 | 285,000 | 350,000 |
| Net interest income | 1,434,000 | 2,836,000 | 4,335,000 | 5,942,000 |
| Noninterest income | 692,000 | 1,382,000 | 2,104,000 | 2,830,000 |
| Noninterest expense | 1,840,000 | 3,615,000 | 5,382,000 | 7,387,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 266,000 | 583,000 | 1,058,000 | 1,481,000 |
| Income tax | 78,000 | 178,000 | 335,000 | 478,000 |
| Net income | 188,000 | 405,000 | 723,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,253,000 | 16,926,000 | 17,407,000 | 17,407,000 |
| Total capital | 18,715,000 | 18,390,000 | 18,881,000 | 18,889,000 |
| Risk-weighted assets | 117,859,000 | 119,144,000 | 120,233,000 | 121,476,000 |