Call reports 2014
FARMERS & MERCHANTS BANK & TRUST — 2014
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 189,777,000 | 186,106,000 | 191,015,000 | 188,538,000 |
| Total loans | 118,264,000 | 116,695,000 | 117,146,000 | 118,094,000 |
| Allowance for loan losses | 2,288,000 | 2,249,000 | 2,077,000 | 2,116,000 |
| Securities available for sale | 50,362,000 | 52,203,000 | 50,194,000 | 49,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,176,000 | 162,892,000 | 167,049,000 | 164,823,000 |
| Interest-bearing deposits | 140,741,000 | 137,573,000 | 136,098,000 | 135,500,000 |
| Noninterest-bearing deposits | 26,435,000 | 25,319,000 | 30,951,000 | 29,323,000 |
| Equity capital | 17,155,000 | 17,681,000 | 17,945,000 | 17,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,222,000 | 4,826,000 | 6,406,000 |
| Interest expense | 115,000 | 227,000 | 336,000 | 444,000 |
| Net interest income | 1,478,000 | 2,995,000 | 4,490,000 | 5,962,000 |
| Noninterest income | 710,000 | 1,354,000 | 2,115,000 | 2,785,000 |
| Noninterest expense | 1,810,000 | 3,613,000 | 5,401,000 | 7,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 378,000 | 911,000 | 1,379,000 | 1,351,000 |
| Income tax | 121,000 | 304,000 | 459,000 | 446,000 |
| Net income | 257,000 | 607,000 | 920,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,094,000 | 16,657,000 | 17,167,000 | 16,201,000 |
| Total capital | 17,592,000 | 18,122,000 | 18,624,000 | 17,661,000 |
| Risk-weighted assets | 119,055,000 | 116,493,000 | 116,003,000 | 116,200,000 |