Call reports 2013
FARMERS & MERCHANTS BANK & TRUST — 2013
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 194,781,000 | 189,394,000 | 189,353,000 | 182,713,000 |
| Total loans | 119,477,000 | 118,170,000 | 118,690,000 | 118,278,000 |
| Allowance for loan losses | 2,602,000 | 2,451,000 | 2,373,000 | 2,355,000 |
| Securities available for sale | 56,327,000 | 51,285,000 | 49,902,000 | 46,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,934,000 | 165,365,000 | 164,744,000 | 160,009,000 |
| Interest-bearing deposits | 141,450,000 | 139,202,000 | 137,122,000 | 133,504,000 |
| Noninterest-bearing deposits | 25,484,000 | 26,163,000 | 27,622,000 | 26,505,000 |
| Equity capital | 18,291,000 | 17,692,000 | 18,289,000 | 16,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,422,000 | 5,141,000 | 6,811,000 |
| Interest expense | 205,000 | 401,000 | 536,000 | 663,000 |
| Net interest income | 1,542,000 | 3,021,000 | 4,605,000 | 6,148,000 |
| Noninterest income | 653,000 | 1,297,000 | 2,000,000 | 2,683,000 |
| Noninterest expense | 1,838,000 | 3,751,000 | 5,575,000 | 7,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 625,000 | 1,151,000 | 1,468,000 |
| Income tax | 121,000 | 195,000 | 377,000 | 492,000 |
| Net income | 257,000 | 430,000 | 774,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,634,000 | 16,923,000 | 17,317,000 | 15,527,000 |
| Total capital | 18,169,000 | 18,441,000 | 18,829,000 | 17,019,000 |
| Risk-weighted assets | 121,734,000 | 120,527,000 | 120,127,000 | 118,570,000 |