Call reports 2012
FARMERS & MERCHANTS BANK & TRUST — 2012
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,942,000 | 194,904,000 | 199,682,000 | 194,310,000 |
| Total loans | 127,955,000 | 127,544,000 | 124,872,000 | 116,318,000 |
| Allowance for loan losses | 3,428,000 | 3,658,000 | 3,136,000 | 2,918,000 |
| Securities available for sale | 44,455,000 | 47,541,000 | 53,118,000 | 60,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,773,000 | 165,205,000 | 169,508,000 | 163,415,000 |
| Interest-bearing deposits | 137,113,000 | 139,815,000 | 140,890,000 | 136,902,000 |
| Noninterest-bearing deposits | 29,660,000 | 25,390,000 | 28,618,000 | 26,513,000 |
| Equity capital | 18,084,000 | 18,400,000 | 18,760,000 | 18,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,855,000 | 5,732,000 | 7,583,000 |
| Interest expense | 247,000 | 485,000 | 717,000 | 933,000 |
| Net interest income | 1,679,000 | 3,370,000 | 5,015,000 | 6,650,000 |
| Noninterest income | 667,000 | 1,212,000 | 1,887,000 | 2,617,000 |
| Noninterest expense | 1,904,000 | 3,711,000 | 5,607,000 | 7,506,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 302,000 | 581,000 | 876,000 | 1,367,000 |
| Income tax | 94,000 | 180,000 | 272,000 | 537,000 |
| Net income | 208,000 | 401,000 | 604,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,669,000 | 15,973,000 | 16,367,000 | 16,236,000 |
| Total capital | 17,321,000 | 17,627,000 | 18,001,000 | 17,766,000 |
| Risk-weighted assets | 130,387,000 | 130,329,000 | 129,258,000 | 121,014,000 |