Call reports 2011
FARMERS & MERCHANTS BANK & TRUST — 2011
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 201,807,000 | 200,008,000 | 197,198,000 | 191,107,000 |
| Total loans | 137,958,000 | 138,139,000 | 132,572,000 | 124,740,000 |
| Allowance for loan losses | 3,398,000 | 3,495,000 | 3,203,000 | 3,303,000 |
| Securities available for sale | 34,120,000 | 35,350,000 | 36,201,000 | 41,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,632,000 | 171,173,000 | 168,637,000 | 162,949,000 |
| Interest-bearing deposits | 145,599,000 | 145,977,000 | 139,425,000 | 138,844,000 |
| Noninterest-bearing deposits | 28,033,000 | 25,196,000 | 29,211,000 | 24,105,000 |
| Equity capital | 17,303,000 | 17,861,000 | 18,229,000 | 18,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,305,000 | 6,437,000 | 8,432,000 |
| Interest expense | 325,000 | 631,000 | 921,000 | 1,189,000 |
| Net interest income | 1,799,000 | 3,674,000 | 5,516,000 | 7,243,000 |
| Noninterest income | 716,000 | 1,426,000 | 2,090,000 | 2,684,000 |
| Noninterest expense | 2,153,000 | 4,208,000 | 6,201,000 | 8,314,000 |
| Provision for loan losses | 225,000 | 450,000 | 655,000 | 900,000 |
| Pretax income | 137,000 | 442,000 | 750,000 | 787,000 |
| Income tax | 7,000 | 46,000 | 59,000 | 0 |
| Net income | 130,000 | 396,000 | 691,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,644,000 | 14,925,000 | 15,691,000 | 15,411,000 |
| Total capital | 16,382,000 | 16,674,000 | 17,378,000 | 17,015,000 |
| Risk-weighted assets | 137,447,000 | 138,185,000 | 133,492,000 | 126,644,000 |