Call reports 2010
FARMERS & MERCHANTS BANK & TRUST — 2010
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 206,406,000 | 202,995,000 | 202,428,000 | 199,379,000 |
| Total loans | 156,464,000 | 158,187,000 | 152,500,000 | 144,192,000 |
| Allowance for loan losses | 4,691,000 | 4,770,000 | 5,282,000 | 3,823,000 |
| Securities available for sale | 28,618,000 | 20,755,000 | 25,160,000 | 29,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,283,000 | 176,255,000 | 174,853,000 | 171,946,000 |
| Interest-bearing deposits | 153,954,000 | 153,444,000 | 151,853,000 | 148,331,000 |
| Noninterest-bearing deposits | 25,329,000 | 22,811,000 | 23,000,000 | 23,615,000 |
| Equity capital | 17,428,000 | 17,285,000 | 17,303,000 | 17,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 4,918,000 | 7,369,000 | 9,717,000 |
| Interest expense | 496,000 | 970,000 | 1,421,000 | 1,798,000 |
| Net interest income | 1,983,000 | 3,948,000 | 5,948,000 | 7,919,000 |
| Noninterest income | 477,000 | 798,000 | 1,380,000 | 2,015,000 |
| Noninterest expense | 2,162,000 | 4,357,000 | 6,471,000 | 8,557,000 |
| Provision for loan losses | 200,000 | 620,000 | 1,140,000 | 1,335,000 |
| Pretax income | 98,000 | -231,000 | -180,000 | 145,000 |
| Income tax | 12,000 | -135,000 | -142,000 | 0 |
| Net income | 86,000 | -96,000 | -38,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,949,000 | 14,523,000 | 14,541,000 | 14,479,000 |
| Total capital | 16,961,000 | 16,470,000 | 16,431,000 | 16,277,000 |
| Risk-weighted assets | 158,300,000 | 152,988,000 | 147,821,000 | 141,866,000 |