Call reports 2009
FARMERS & MERCHANTS BANK & TRUST — 2009
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 229,126,000 | 218,217,000 | 214,626,000 | 208,083,000 |
| Total loans | 167,254,000 | 162,712,000 | 162,866,000 | 156,514,000 |
| Allowance for loan losses | 1,972,000 | 1,918,000 | 1,679,000 | 4,482,000 |
| Securities available for sale | 32,938,000 | 35,424,000 | 30,785,000 | 26,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,689,000 | 185,781,000 | 183,058,000 | 180,424,000 |
| Interest-bearing deposits | 173,584,000 | 160,944,000 | 156,115,000 | 154,158,000 |
| Noninterest-bearing deposits | 24,105,000 | 24,837,000 | 26,943,000 | 26,266,000 |
| Equity capital | 21,135,000 | 21,154,000 | 21,193,000 | 17,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,865,000 | 5,620,000 | 8,325,000 | 10,943,000 |
| Interest expense | 864,000 | 1,571,000 | 2,188,000 | 2,746,000 |
| Net interest income | 2,001,000 | 4,049,000 | 6,137,000 | 8,197,000 |
| Noninterest income | 610,000 | 1,247,000 | 1,828,000 | 2,179,000 |
| Noninterest expense | 2,244,000 | 4,566,000 | 6,721,000 | 10,574,000 |
| Provision for loan losses | 210,000 | 480,000 | 960,000 | 5,608,000 |
| Pretax income | 157,000 | 258,000 | 292,000 | -5,798,000 |
| Income tax | 28,000 | 39,000 | 30,000 | -2,378,000 |
| Net income | 129,000 | 219,000 | 262,000 | -3,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,979,000 | 19,069,000 | 19,113,000 | 14,755,000 |
| Total capital | 20,951,000 | 20,987,000 | 20,792,000 | 16,769,000 |
| Risk-weighted assets | 168,752,000 | 163,565,000 | 162,554,000 | 158,691,000 |