Call reports 2002
FARMERS & MERCHANTS BANK & TRUST — 2002
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 171,908,000 | 173,034,000 | 177,593,000 | 239,240,000 |
| Total loans | 49,711,000 | 50,970,000 | 49,690,000 | 75,739,000 |
| Allowance for loan losses | 301,000 | 318,000 | 325,000 | 534,000 |
| Securities available for sale | 78,707,000 | 80,131,000 | 80,058,000 | 107,624,000 |
| Securities held to maturity | 15,606,000 | 15,614,000 | 15,541,000 | 21,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,153,000 | 152,400,000 | 155,881,000 | 204,576,000 |
| Interest-bearing deposits | 137,944,000 | 138,129,000 | 141,971,000 | 182,616,000 |
| Noninterest-bearing deposits | 13,209,000 | 14,271,000 | 13,910,000 | 21,960,000 |
| Equity capital | 16,888,000 | 17,870,000 | 18,107,000 | 20,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,303,000 | 6,332,000 | 8,539,000 |
| Interest expense | 1,017,000 | 2,057,000 | 3,046,000 | 4,104,000 |
| Net interest income | 1,131,000 | 2,246,000 | 3,286,000 | 4,435,000 |
| Noninterest income | 272,000 | 501,000 | 786,000 | 1,144,000 |
| Noninterest expense | 994,000 | 1,973,000 | 2,967,000 | 4,012,000 |
| Provision for loan losses | 3,000 | 35,000 | 55,000 | 67,000 |
| Pretax income | 406,000 | 739,000 | 1,050,000 | 1,500,000 |
| Income tax | 93,000 | 163,000 | 221,000 | 310,000 |
| Net income | 313,000 | 576,000 | 829,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,792,000 | 17,054,000 | 17,308,000 | 17,002,000 |
| Total capital | 17,093,000 | 17,372,000 | 17,633,000 | 17,536,000 |
| Risk-weighted assets | 66,153,000 | 67,296,000 | 67,241,000 | 97,805,000 |