Call reports 2001
FARMERS & MERCHANTS BANK & TRUST — 2001
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,010,000 | 155,777,000 | 162,771,000 | 165,712,000 |
| Total loans | 44,213,000 | 44,807,000 | 44,960,000 | 48,077,000 |
| Allowance for loan losses | 259,000 | 265,000 | 268,000 | 305,000 |
| Securities available for sale | 77,338,000 | 75,056,000 | 76,285,000 | 80,810,000 |
| Securities held to maturity | 16,855,000 | 17,548,000 | 17,734,000 | 16,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,470,000 | 134,146,000 | 138,892,000 | 143,469,000 |
| Interest-bearing deposits | 124,833,000 | 120,701,000 | 127,164,000 | 128,043,000 |
| Noninterest-bearing deposits | 13,637,000 | 13,445,000 | 11,728,000 | 15,426,000 |
| Equity capital | 17,759,000 | 17,841,000 | 18,877,000 | 17,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,771,000 | 7,097,000 | 9,381,000 |
| Interest expense | 1,298,000 | 2,542,000 | 3,708,000 | 4,797,000 |
| Net interest income | 1,098,000 | 2,229,000 | 3,389,000 | 4,584,000 |
| Noninterest income | 267,000 | 501,000 | 727,000 | 976,000 |
| Noninterest expense | 977,000 | 2,008,000 | 3,040,000 | 4,487,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 76,000 |
| Pretax income | 379,000 | 704,000 | 1,049,000 | 997,000 |
| Income tax | 99,000 | 165,000 | 232,000 | 157,000 |
| Net income | 280,000 | 539,000 | 817,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,407,000 | 17,466,000 | 17,743,000 | 16,900,000 |
| Total capital | 17,666,000 | 17,731,000 | 18,011,000 | 17,205,000 |
| Risk-weighted assets | 58,259,000 | 59,255,000 | 60,630,000 | 63,566,000 |