Call reports 2025
UNION BANKING COMPANY, THE — 2025
What UNION BANKING COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 51,680,000 | 50,275,000 | 51,168,000 | 51,648,000 |
| Total loans | 6,982,000 | 6,109,000 | 6,114,000 | 7,059,000 |
| Allowance for loan losses | 77,000 | 79,000 | 79,000 | 79,000 |
| Securities available for sale | 36,936,000 | 36,185,000 | 36,454,000 | 36,518,000 |
| Securities held to maturity | 427,000 | 431,000 | 435,000 | 383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,304,000 | 42,016,000 | 41,810,000 | 42,079,000 |
| Interest-bearing deposits | 37,391,000 | 36,491,000 | 36,239,000 | 36,251,000 |
| Noninterest-bearing deposits | 5,913,000 | 5,525,000 | 5,571,000 | 5,828,000 |
| Equity capital | 230,000 | 107,000 | 1,172,000 | 1,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 905,000 | 1,359,000 | 1,815,000 |
| Interest expense | 224,000 | 458,000 | 697,000 | 933,000 |
| Net interest income | 222,000 | 447,000 | 662,000 | 882,000 |
| Noninterest income | 17,000 | 34,000 | 50,000 | 68,000 |
| Noninterest expense | 200,000 | 406,000 | 623,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 75,000 | 89,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 75,000 | 89,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,408,000 | 6,412,000 | 6,392,000 | 6,371,000 |
| Total capital | 6,485,000 | 6,491,000 | 6,471,000 | 6,449,000 |
| Risk-weighted assets | 17,796,000 | 16,772,000 | 17,143,000 | 17,115,000 |