Call reports 2022
UNION BANKING COMPANY, THE — 2022
What UNION BANKING COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 59,840,000 | 55,747,000 | 52,951,000 | 52,905,000 |
| Total loans | 6,478,000 | 6,874,000 | 7,009,000 | 6,914,000 |
| Allowance for loan losses | 52,000 | 52,000 | 61,000 | 61,000 |
| Securities available for sale | 46,816,000 | 44,059,000 | 41,717,000 | 41,565,000 |
| Securities held to maturity | 404,000 | 407,000 | 410,000 | 407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,027,000 | 46,456,000 | 45,709,000 | 44,509,000 |
| Interest-bearing deposits | 40,846,000 | 41,200,000 | 40,831,000 | 39,355,000 |
| Noninterest-bearing deposits | 6,181,000 | 5,256,000 | 4,878,000 | 5,154,000 |
| Equity capital | 3,752,000 | 1,016,000 | -928,000 | 58,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 768,000 | 1,194,000 | 1,624,000 |
| Interest expense | 77,000 | 155,000 | 239,000 | 340,000 |
| Net interest income | 291,000 | 613,000 | 955,000 | 1,284,000 |
| Noninterest income | 16,000 | 32,000 | 48,000 | 63,000 |
| Noninterest expense | 214,000 | 403,000 | 621,000 | 853,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 93,000 | 243,000 | 374,000 | 486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 243,000 | 374,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,148,000 | 6,220,000 | 6,247,000 | 6,281,000 |
| Total capital | 6,200,000 | 6,272,000 | 6,308,000 | 6,342,000 |
| Risk-weighted assets | 18,077,000 | 17,865,000 | 17,799,000 | 17,463,000 |