Call reports 2020
UNION BANKING COMPANY, THE — 2020
What UNION BANKING COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 58,300,000 | 60,268,000 | 61,137,000 | 61,435,000 |
| Total loans | 4,346,000 | 4,367,000 | 4,065,000 | 4,000,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 46,472,000 | 48,672,000 | 50,743,000 | 51,755,000 |
| Securities held to maturity | 2,183,000 | 2,545,000 | 1,717,000 | 1,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,592,000 | 40,163,000 | 39,897,000 | 41,430,000 |
| Interest-bearing deposits | 34,465,000 | 34,570,000 | 35,319,000 | 36,288,000 |
| Noninterest-bearing deposits | 4,127,000 | 5,593,000 | 4,578,000 | 5,142,000 |
| Equity capital | 7,319,000 | 8,511,000 | 8,474,000 | 8,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 799,000 | 1,150,000 | 1,488,000 |
| Interest expense | 124,000 | 246,000 | 365,000 | 478,000 |
| Net interest income | 292,000 | 553,000 | 785,000 | 1,010,000 |
| Noninterest income | 10,000 | 25,000 | 40,000 | 56,000 |
| Noninterest expense | 206,000 | 399,000 | 602,000 | 809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 179,000 | 223,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 179,000 | 223,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,377,000 | 6,370,000 | 6,335,000 | 6,109,000 |
| Total capital | 6,429,000 | 6,422,000 | 6,387,000 | 6,161,000 |
| Risk-weighted assets | 15,356,000 | 15,509,000 | 15,630,000 | 15,392,000 |