Call reports 2019
UNION BANKING COMPANY, THE — 2019
What UNION BANKING COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 56,385,000 | 56,757,000 | 57,562,000 | 56,768,000 |
| Total loans | 4,793,000 | 4,518,000 | 4,469,000 | 4,356,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 45,742,000 | 46,246,000 | 47,098,000 | 45,994,000 |
| Securities held to maturity | 688,000 | 1,357,000 | 1,313,000 | 2,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,621,000 | 38,550,000 | 39,012,000 | 38,186,000 |
| Interest-bearing deposits | 34,148,000 | 34,348,000 | 34,346,000 | 33,693,000 |
| Noninterest-bearing deposits | 4,473,000 | 4,202,000 | 4,666,000 | 4,493,000 |
| Equity capital | 7,187,000 | 7,617,000 | 7,862,000 | 7,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 951,000 | 1,401,000 | 1,839,000 |
| Interest expense | 111,000 | 228,000 | 354,000 | 484,000 |
| Net interest income | 373,000 | 723,000 | 1,047,000 | 1,355,000 |
| Noninterest income | 17,000 | 34,000 | 2,000 | 19,000 |
| Noninterest expense | 209,000 | 420,000 | 632,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 337,000 | 417,000 | 494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 337,000 | 417,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,419,000 | 6,446,000 | 6,395,000 | 6,372,000 |
| Total capital | 6,471,000 | 6,498,000 | 6,447,000 | 6,424,000 |
| Risk-weighted assets | 15,868,000 | 15,510,000 | 15,351,000 | 14,840,000 |